Nowadays, health insurance coverage for families is a hot-button topic for many people in the United States. However, there is actually very little mention of another unique type of insurance. That would be pet health insurance. If you have family pets, then you are probably just as concerned about their health care as any other member of the family. In that case, you may want to check into this type of coverage that you can acquire from a pet insurance company.
Just as the human members of the family need and deserve adequate health care, so do your pets. Household pets and even livestock such as horses, cattle and exotic animals are all subject to any number of illnesses and accidents that threaten their health and longevity. In fact, in the last decade or so there has been a significant increase in the incidence of cancer and other serious diseases in domestic pets and other animals. Because of this, it is a wise choice to seek out pet insurance coverage.
Securing pet health insurance coverage from a reputable and reliable company can be of enormous benefit to a family, especially families with many pets in the household. Such a pet plan can guarantee protection against financial hardship for a family if they are faced with large veterinary pet bills. The stress and anxiety that a family is put under if they cannot afford a life-saving procedure for their animal can be devastating.
In recent years, veterinarian care has expanded and there are more diseases and illnesses that can now be treated. With the expansion of care, there has also come an increase in associated costs, very similar to the rise in health care for humans. The good news is that this shift has lead to more interest in pet health insurance and an increase in pet insurance company coverage options that are now available. In addition, there are also more companies offering pet insurance, increasing the competition and thereby keeping the cost in check.
No matter which pet plan company you select to carry your pet insurance coverage, the reputable companies will strongly recommend that you take steps to try to prevent illness so that your pet can enjoy health and well-being to the greatest degree possible. The best pet insurance plans will cover wellness care, or preventative care procedures. This would include vaccinations, health screenings and other types of routine care that should be taken care of as advised by your trusted veterinarian. Also, new kittens or puppies introduced to the family should have a visit to the vet’s office for their first examination within 48 hours of bringing them into the home.
In most cases, your veterinarian will have you bring your new pet back to the office to get booster vaccinations three to four weeks later. In addition, preventative care routines dictate that you return for annual vaccinations and booster shots for the long-term benefit of all the pets in the household. These costs can add up to several hundreds of dollars a year, especially if there are multiple pets in the household. Before choosing your insurance company, be sure that they offer coverage for preventative care.
While it is often tempting to try to save money with cheap pet insurance, in the long-run it is best to select a pet insurance company that operates under the philosophy of wellness and preventative care. This type of coverage plan for your pet health insurance might cost a few more dollars per month, but it will assure that essential procedures are taken care of for your pet even when the family budget might not be able to handle veterinary expenses.